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Last Updated: October 09, 2021

Kentucky - The Bluegrass State

Kentucky is located in the East-Central region of the US. It is a landlocked state bordered by the states of Indiana, Ohio, West Virginia, Virginia, Tennessee, Missouri, and Illinois. The Cherokee, Shawnee, Chickasaw, and Yuchi were the Native-American tribes that originally settled in this region. This state is the 25th most populous state with a population of about 4.51 million. The capital city of Kentucky is Frankfort and the largest city is Louisville. Kentucky received its statehood in 1792, making it the 15th state of the United States. Kentucky has a humid subtropical climate where the monthly temperature during summers can go as high as 31° C, while winters can plummet to -5° C.

Major Cities in Kentucky


Louisville is the biggest city in Kentucky with a population of approximately 633,000. The city was founded in 1778 by an American soldier named George Rogers Clark, in honor of the French monarch, King Louis XVI. Louisville is a major industrial hub with majors sectors like shipping and manufacturing. It is also a major center of the whiskey industry in the US with the Bourbon whiskey being its specialty. Major educational institutes such as the University of Louisville, Bellarmine University, The Southern Baptist Theological Seminary, etc., are situated in this city.


Situated in Fayette County, Lexington is the second-largest city in Kentucky with a population of about 323,000. It is popularly called the "Horse Capital of the World," due to the presence of several horse racecourses, and also because the horses for the famous Kentucky Derby event are nurtured and trained here. It was founded in 1782 and established as a city in 1831. The most prestigious institute of higher learning in the state, the University of Kentucky, is located in this city.

Bowling Green

With a population of around 73,000, Bowling Green is the third-biggest city in Kentucky. It was founded in 1798 and is situated in Warren County. Bowling Green was later established as a city in 1812. The city is also a major industrial center with the presence of major companies like Houchens Industries, Sumitomo Electric Wiring Systems, Fort Dearborn Co., and so on. Popular attractions include the National Corvette Museum, Lost River Cave, Beech Bend Park, Historic Railpark and Train Museum, Fountain Square Park, Mammoth Cave National Park, and so on.


Owensboro has an estimated population of over 60,000 which makes it the fourth-largest city in Kentucky. It was first settled in 1797 and was later established as a city in 1817. The city of Owensboro was originally known as Yellowbanks. Brescia University, Kentucky Wesleyan College, Daymar College-Owensboro, etc., are some of the major educational institutes in this city. The city is also a major industrial and cultural hub. Some of the popular sites in Owensboro are O.Z. Tyler Distillery, Reid’s Orchard, Western Kentucky Botanical Garden, Owensboro Museum of Fine Art, and a lot more.

Economy/Job Market

Tuition Fee and Living Cost in Kentucky

The cost of living in Kentucky is lesser than the national average. Housing costs in this state are extremely low, followed by transportation. Some of the most affordable cities in Kentucky are Princeton, Flatwoods, Bardstown, and Dayton. The most expensive cities to live in are Pikeville, Murray, Morehead, and Versailles.

The cost of education on average is moderate in the state of Kentucky. A few public universities may be slightly expensive for out-of-state students. The most expensive institution in Kentucky may be Centre College (Danville). This is a private liberal arts college with a tuition fee of about $41,000 which is slightly higher than the national average.

List of Few Major Universities/Colleges

Some of the best universities/colleges in Kentucky are:

Scholarships/Financial Aid for Students


The Bluegrass State is widely known for its rich culture, history, horses, bourbon whiskey, and of course, Kentucky Fried Chicken. Famous personalities like Abraham Lincoln, Muhammad Ali, George Clooney, and Johnny Depp hail from the state of Kentucky. Apart from Kentucky Derby, the state is also well known for some of the most beautiful landscapes and tourist destinations. Some of the most popular sites are Daniel Boone National Forest, Mammoth Cave National Park, Kentucky Horse Park, Cumberland Gap National Historical Park, Abraham Lincoln Birthplace National Historic Park, Shaker Village of Pleasant Hill, and several others. Some of the popular delicacies served here are Derby Pie, Hot Brown, Burgoo, Rolled Oysters, Beer Cheese, etc.

Universities & Colleges in Kentucky

University (city) Total StudentsUG (in) / UG (out)G (in) / G (out)
University of Kentucky (Lexington) 30981$13590 / $32408$14636 / $34499
University of Louisville (Louisville) 24770$12545 / $29272$14636 / $29272
Centre College (Danville) 1367$40772 / $40772$N/A / $N/A
Berea College (Berea) 1643$26136 / $26136$N/A / $N/A
Northern Kentucky University (Highland Heights) 17151$11499 / $21954$12545 / $18818
Thomas More College (Crestview Hills) 2922$34499 / $34499$11499 / $11499
Brescia University (Owensboro) 1155$25090 / $25090$1045 / $1045
Murray State University (Murray) 10714$10454 / $26136$10454 / $15681
Bellarmine University (Louisville) 3846$39727 / $39727$11499 / $11499
Eastern Kentucky University (Richmond) 18481$10454 / $20908$11499 / $15681
The Southern Baptist Theological Seminary (Louisville) 5157$21954 / $21954$12545 / $12545
Kentucky Wesleyan College (Owensboro) 693$25090 / $25090$N/A / $N/A
Spalding University (Louisville) 2202$26136 / $26136$14636 / $14636
Asbury University (Wilmore) 1915$29272 / $29272$10454 / $10454
Midway University (Midway) 1546$26136 / $26136$7318 / $7318
Morehead State University (Morehead) 11462$10454 / $14636$11499 / $11499
Georgetown College (Georgetown) 1364$36590 / $36590$5227 / $5227
Alice Lloyd College (Pippa Passes) 616$12545 / $12545$N/A / $N/A
University of the Cumberlands (Williamsburg) 6276$22999 / $22999$6272 / $6272
Western Kentucky University (Bowling Green) 20063$10454 / $26136$11499 / $16727
Kentucky State University (Frankfort) 2655$9409 / $12545$8363 / $12545
Kentucky Christian University (Grayson) 728$21954 / $21954$6272 / $6272
University of Pikeville (Pikeville) 2531$19863 / $19863$8363 / $8363
Saint Catharine College (Saint Catharine) 649$20908 / $20908$8363 / $8363
Kentucky Mountain Bible College (Jackson) 68$8363 / $8363$N/A / $N/A
Union College (Barbourville) 1601$29272 / $29272$10454 / $10454
Clear Creek Baptist Bible College (Pineville) 151$7318 / $7318$N/A / $N/A
Lexington Theological Seminary (Lexington) 81$N/A / $N/A$10454 / $10454
Daymar College-Owensboro (Owensboro) 131$18818 / $18818$N/A / $N/A
Beckfield College-Florence (Florence) 662$14636 / $14636$N/A / $N/A
Lindsey Wilson College (Columbia) 3071$27181 / $27181$9409 / $9409
Frontier Nursing University (Hyden) 1605$N/A / $N/A$17772 / $17772
Asbury Theological Seminary (Wilmore) 1540$N/A / $N/A$15681 / $15681
Sullivan College of Technology and Design (Louisville) 406$21954 / $21954$N/A / $N/A
American National University-Lexington (Lexington) 780$12545 / $12545$N/A / $N/A
Sullivan University (Louisville) 5295$13590 / $13590$16727 / $16727
Louisville Presbyterian Theological Seminary (Louisville) 170$N/A / $N/A$12545 / $12545
Transylvania University (Lexington) 1053$36590 / $36590$N/A / $N/A
Daymar College-Bowling Green (Bowling Green) 240$18818 / $18818$N/A / $N/A
Campbellsville University (Campbellsville) 15881$27181 / $27181$13590 / $13590
University of Phoenix-Kentucky (Louisville) 106$11499 / $11499$15681 / $15681
Daymar College-Paducah Main (Paducah) 0$18818 / $18818$N/A / $N/A
Daymar College-Bellevue (Bellevue) 0$18818 / $18818$N/A / $N/A

*UG - Undergraduate
*G - Graduate
*in - In-state Fees
*out - Out-of-State Fees
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